To Patri
Your use of the terms “knockout” and “ripoff” are very disturbing and call into question the true motivation for your giving a dvar torah. Some obvious ones come to mind but I believe you “get the drift”(using your parlance) of what I am trying to impart to you.
Since you do not know where to start I humbly suggest suggest you start with Messilas Yeshorim ona daily basis for an hour for 3 weeks and I guarantee you that you will not be facing this quandry at the end of this time period.
There is also the possibility that your whole post was a joke to begin with and that your are stam trying to generate loshon hora. I recommend the same suggestion for that possibilty as well.
Hatzlacha Rabbah