Ctlawyer,
you are being modest. You said before that your 5th generation come from Germany where he was in big business. It may not mater exactly when someone arriving has funds with him, but rather education and attitude. I had relatives who lived through tumultuous times, building and losing businesses for economic and political reasons, and the attitude was a more valuable inheritance to the next generation than a specific accumulation.
Sometimes you can hear family history in little things. I heard, amazed, from a hoshuve (MO) Rav discussing an eruv and mentioning that his family lived directly opening to a huge highway at the entrance to a big American city. I am pretty sure that, whatever financial circumstances are, people coming from some families would get a house where kids do not run out of the house on the huge highway, eruv or not.